NJ Superstorm Sandy News & Resources

Superstorm Sandy news and resources from the NJ Business & Industry Association.

Superstorm Sandy Resources


We are providing information and resources for businesses impacted by Sandy on this page as a public service, but NJBIA wants to make sure we help our members get through this any way we can. Please tell us how the storm has impacted you so we can provide you with the answers you need to get back on your feet. You can email or call us at 800-499-4419.

If you're looking to prepare your business for future disasters, check out our brand-new Emergency Preparedness Resources section for members only at NJBIA.org.


The Latest Sandy Updates

  • The deadline to apply for assistance under the Stronger NJ Business Grant Program has been extended from October 31, 2013 to December 31, 2013.

  • We're Storming Back – The Women’s Center for Entrepreneurship Corporation has announced its Sandy disaster relief program, which will provide free workshops, training, and resources to NJ businesses affected by the storm to help them to recover and thrive.
  • Apply Now for Community Development Block Grants

    The grant application process for Sandy-impacted businesses has begun. Eligible businesses can apply for up to $50,000 in grants. Apply now or, for more information on Sandy assistance from the EDA, call 1-855-SANDY BZ.

  • FEMA Region II Coastal Analysis and Mapping

    FEMA has rolled out revised flood maps that give people in four counties in New Jersey their true flood zones and elevations, significantly scaling back the highest-risk zones.

    Determine your Base Flood Elevation (BFE).  Use the interactive Address Lookup Tool to help you compare the current effective and the best available flood hazard data for your property. If you have questions about your flood insurance rates based on these new maps, FEMA has setup a hotline for you to call at 877-287-9804

  • The American Arbitration Association has a new mediation program for those who have unresolved insurance claims from Superstorm Sandy. These are limited to claims that resulted in more than $1,000 and flood claims are, currently, not part of the program.

  • The BPU has increased incentives by 50 percent for businesses purchasing equipment damaged by Superstorm Sandy and expanded the list of equipment that qualifies for the rebate. The program will apply to equipment purchased between October 29, 2012 and June 30, 2014, and for businesses that have already purchased qualified equipment, rebates will be provided retroactively. Additionally, the list of equipment qualifying for the program has been expanded to include a number of restaurant-related items, such refrigerators and freezers, ovens, fryers and other items. For more information on areas of eligibility, or to apply, visit the Clean Energy Program website.

Financial Assistance

  • The application process for Sandy-impacted businesses has begun. Eligible businesses can apply for up to $50,000 in grants or forgivable loans. Apply now or, for more information on Sandy assistance from the EDA, call 1-855-SANDY BZ.

  • The BPU has increased incentives by 50 percent for businesses purchasing equipment damaged by Superstorm Sandy and expanded the list of equipment that qualifies for the rebate. The program will apply to equipment purchased between October 29, 2012 and June 30, 2014, and for businesses that have already purchased qualified equipment, rebates will be provided retroactively. Additionally, he list of equipment qualifying for the program has been expanded to include a number of restaurant-related items, such refrigerators and freezers, ovens, fryers and other items. For more information on areas of eligibility, or to apply, visit the Clean Energy Program website.

  • The American Arbitration Association has a new mediation program for those who have unresolved insurance claims from Superstorm Sandy. These are limited to claims that resulted in more than $1,000 and flood claims are, currently, not part of the program.

  • Direct Install Program - Created specifically for existing small to medium-sized facilities, Direct Install is a turnkey solution that makes it easy and affordable to upgrade to high efficiency equipment. Direct Install is designed to cut your facility’s energy costs by replacing lighting, HVAC and other outdated operational equipment with energy efficiency alternatives. The program pays up to 70% of retrofit costs, dramatically improving your payback on the project. There is a $125,000 incentive cap on each project. Learn more.
    • Food Service Equipment Incentives - New food service equipment incentives that were introduced earlier this year for Superstorm Sandy customers are now available statewide. If you have a restaurant or a facility with commercial kitchen equipment, be sure to check out the new incentives.


Disaster-Assistance Loans for Businesses

  • Loans to recover physical damages
    • The SBA provides low interest loans to businesses to repair or replace real estate, machinery and equipment, inventory and business assets that have been damaged or destroyed. For more information, contact the SBA at 1-800-659-2955 (TTY: 1-800-877-8339).

  • Loans to recover economic losses
  • Micro loans for smaller needs

    • The UCEDC is offering Storm Recovery Micro-Loans at 2% for five years. This is a fast turnaround loan program where small business owners can borrow up to $50,000. There are no collateral, or application and processing fees required. For more information, contact the UCEDC at 908-527-1166.

    • NJ Community Capitol is providing critical loans from $10,000 to $65,000 to help small businesses pay for building repairs, equipment and inventory purchases, rent or mortgage payments, salary expenses, and utility costs for which they may need assistance. The loans are for up to 24 months and are at a 3% interest rate. Download the application, or contact the NJCC at 732-640-2061, ext. 405, for more information.

    • The Intersect Fund is offering disaster relief loans up to $15,000 at 5% for three years to NJ small businesses that have been affected by Hurricane Sandy. Apply online or contact the Intersect Fund at 1-800-840-1900 for more information.

    • The Hudson EDC is offering Sandy loans from $10,000 to $25,000 at 2% for three years to businesses in Hudson County affected by Hurricane Sandy (these loans are not available to businesses in Jersey City; businesses in Jersey City should call 201-333-7797 for information about a comparable program). Download the application or contact the Hudson EDC at 201-369-4370 for more inforamtion.

Need Help Sorting it All Out?

  • NJ Business Action Center - 1-866-534-7789 - The BAC's Business Call Center is the one-stop resource for information on how to get your business back up and running. The Call Center staff assists with the following services:  
    • Arranging business facility inspections for buildings suffering major flood damage, as such conditions require structural integrity inspections before utility service can be restored. These inspections are handled in local code enforcement offices and by local code enforcement officials. Anticipating an enormous increase in such work, the Department of Community Affairs has mobilized all qualified personnel to assist local governments in this effort.
    • Advocating for businesses seeking information from local utilities to restore electric, phone, gas and water services.
    • Advocating with insurance carriers to file and expedite claims.
    • Providing information on how to qualify for federal recovery assistance, and
    • Connecting businesses to the other county and local business services and to the services offered by the Small Business Administration and Small Business Development Centers that include assistance with insurance claims, as well as loans and business plan revisions.
  • SCORE - SCORE helps businesses affected by Superstorm Sandy and can also help businesses prepare for a natural disaster. They offer a variety of free resources crafted by their experts and partners and have volunteer mentors with decades of experience available to help businesses get back on track for the future. Browse the resources below and connect with a mentor to get customized, one-on-one advice for disaster planning and recovery questions.

  • Business Recovery Centers - Go to a Business Recovery Center (list to right). You may present yourself there and speak directly with representatives from the Federal Emergency Management Agency and the US Small Business Administration in person. Check each center for hours of operation.

  • NJBIA members are also always encouraged to contact us when you need help and don’t know where to turn. Our staff of experts can point you in the right direction and inform you of the available resources you need.

Tax & Regulatory Information

  • If you have experienced a loss as a result of Hurricane Sandy, FEMA has issued a white paper with a few tips to keep in mind as you prepare to file your 2012 taxes.

  • Businesses may deduct some of the value of lost property in areas where the federal government has declared disasters. This applies only to losses not covered by insurance. Download the IRS’ Disaster Resource Guide, which contains the forms needed to claim a casualty loss, or visit their Disaster Assistance & Emergency Relief page for other resources.

  • New Rules for Rebuilding After Sandy - Governor Christie signed emergency regulations to adopt FEMA's updated Advisory Base Flood Elevation maps as the rebuilding standard for the entire state. Using the best available data will give families, businesses, and communities the best assessment of their risk - allowing them to better mitigate damage from future flood events, avoid higher flood insurance costs, and begin the rebuilding process.

  • IRS Tax Tips - How to Request a Copy of Your Tax Return - Were your tax records lost or damaged during the storm? Read tips from the IRS on reconstructing your records or watch this video on ordering past returns.

  • Ruling on Sandy Aids Owners of Homes with Wind Damage - The National Weather Service labeled Sandy a post-tropical cyclone, not a hurricane, when it made landfall at the Jersey Shore. That distinction will mean thousands of dollars in cost savings for homeowners who suffered wind damage and who have homeowner's policies that include hurricane deductibles. Read more

Recovery Training

Christie Announces Grant Program for Hurricane-Recovery Training - At NJBIA’s Public Policy Forum on December 11, Governor Christie announced the release of $26 million in grants from the state’s Department of Labor & Workforce Development to support three economic recovery initiatives to assist businesses and workers in the wake of Hurricane Sandy:

  • Recovery4Jersey – $4 million will be provided to support private-sector recovery and rebuilding efforts by offering funds to train newly hired workers, and $7 million for Workforce Investment Boards to provide on-the-job training for unemployed individuals hired to aid in recovery. To apply, see pages 5-8 of the state’s official Notice of Grant Opportunity.

  • Skills4Jersey – $11 million in training funds to help employers upgrade the occupational, literacy and safety skills of their employees. To apply, see pages 6-8 of the state’s official Notice of Grant Opportunity.

  • Opportunity4Jersey – $4 million for training programs to fill a “skills gap” reported by NJ employers who indicate that they have difficulty finding qualified workers for their industries. The program will address such gaps through training programs that are tailored to their hiring needs. To apply, see pages 7-8 of the state’s official Notice of Grant Opportunity.
We're Storming Back – The Women’s Center for Entrepreneurship Corporation has announced its Sandy disaster relief program, which will provide free workshops, training, and resources to NJ businesses affected by the storm to help them to recover and thrive.

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