Recession Survival Guide: Resources &
Expert Advice in Troubled Times

Small Business Loans
- More favorable terms under US Recovery Act

Expert Advice
- Property tax appeals
- Buy health insurance
- Cut energy costs
- Comply with NJ paid leave

Small Business Help

Layoffs & Business Closings
- Avoid layoff penalties

Governor's Recovery and Reinvestment Plan

Save Money
- On shipping costs
- On credit-card processing costs

Get Contracts
- With a NJ small-business certification
- In NJ's $3.9 billion school building program

Training at No Charge
- Basic skills training for employees
- Make your operations lean

Guide to Federal Stimulus Program


Register Online Now

Sept. 18, The Pines Manor, Edison

Learn strategies to reduce energy costs at this half-day program.

NJ Auto Insurance Question? Problem? Contact Us

As an NJBIA member, you and your employees are eligible to apply with NJM Insurance Co. for top-rated personal auto insurance coverage. NJM is known for competitive rates, consistent payment of dividends to policyholders, and prompt and fair handling of claims.

Send an e-mail to
or call 800-499-4419, ext. 2673


NJBIA's knowledgeable & experienced staff
will help you in any way we can.


New Jersey Business & Industry Association
102 West State Street
Trenton, NJ 08608-1199
609-393-7707

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