Recession Survival Guide: Resources &
Expert Advice in Troubled Times

Small Business Loans
- More favorable terms under US Recovery Act

Expert Advice
- Property tax appeals
- Buy health insurance
- Cut energy costs
- Comply with NJ paid leave

Small Business Help

Layoffs & Business Closings
- Avoid layoff penalties

Governor's Recovery and Reinvestment Plan

Save Money
- On shipping costs
- On credit-card processing costs

Get Contracts
- With a NJ small-business certification
- In NJ's $3.9 billion school building program

Training at No Charge
- Basic skills training for employees
- Make your operations lean

Guide to Federal Stimulus Program


Register Online Now

July 9, Forsgate Country Club

Learn about best practices in preparing employee policies that will help your company avoid legal problems.

NJ Auto Insurance Question? Problem? Contact Us

As an NJBIA member, you and your employees are eligible to apply with NJM Insurance Co. for top-rated personal auto insurance coverage. NJM is known for competitive rates, consistent payment of dividends to policyholders, and prompt and fair handling of claims.

Send an e-mail to
or call 800-499-4419, ext. 2673


NJBIA's knowledgeable & experienced staff
will help you in any way we can.


New Jersey Business & Industry Association
102 West State Street
Trenton, NJ 08608-1199
609-393-7707

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